Dental

The rising cost of health coverage is now affecting dental benefits, according to industry experts. Troubled by high rates of inflation in their medical plans, some employers are scaling back on dental benefits. This is not necessarily the best move for employers, as workers tend to see the value in solid dental care.  Dental benefits may seem like just another expense, but the risks of not providing dental benefits could be more costly – including significant medical expenses that could have been avoided and difficulty hiring premium talent due to a lacking benefits package.

Employees Want Flexibility

Now more than ever, employers are realizing that dental coverage is an essential, at times differentiating, employee benefit. But simply having dental coverage is not enough; employees are demanding more. Having a flexible, more comprehensive dental benefits package is becoming a competitive advantage for employers. Most of all, employees are asking for choice in choosing the best plan for them. This could include having the option to choose a base coverage level or pay more for more substantial coverage.

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Vision

Routine eye exams can uncover serious health concerns, many of which are costly to manage and detrimental to one’s health. But many employees are reluctant to undergo routine vision checkups simply due to the cost. To encourage your employees to have regular eye exams, consider offering vision insurance as part of your benefits package.

 

Many times, optometrists can detect conditions such as diabetes, hypertension and high cholesterol before your employee or his or her primary care doctor is aware of any such concerns.

-    Diabetes: Causes diabetic retinopathy, which can lead to vision problems if it is left untreated. Optometrists can easily identify diabetes when examining the blood vessels of the eye and discovering bleeding in the back of the eye.

-    Hypertension: Optometrists can detect hypertension by looking at how the blood vessels of the eye cross one another. If certain patterns become evident, high blood pressure is likely the cause.

-    High Cholesterol: This condition causes plaque to get stuck in the forks of the blood vessels in the back of the eye.

Vision Care and Your Business

Vision care is not only essential to the health of your employees, it is also vital to your business. Employees at any age can experience vision-related health concerns that may impact your health plan budget and infringe on their productivity. Workers of all ages may experience vision stress, which can lead to consistent headaches, the inability to focus, blurred vision and a loss of concentration, according to the American Optometric Association. However, by offering vision insurance benefits to employees and encouraging them to take advantage of the benefit and maintain consistent care, they can reduce their risks of developing the conditions listed above.